At HalalBank.nl, we offer Sharia-compliant mortgages that align with your values. Unlike conventional mortgages, our financing is based on profit-sharing and avoids interest (riba), ensuring an ethical and transparent process.
Instead of charging interest, we partner with you in the purchase of your home. We purchase the property and then lease it back to you with an agreed-upon profit margin. This profit is paid in installments over the term of the financing, similar to a conventional mortgage payment.
Profit-Sharing
Financing is based on a profit-sharing agreement, where both parties benefit from the transaction.
No Interest (Riba)
Our mortgages are free from interest, adhering to Islamic principles.
Transparency
All terms and conditions are clearly outlined, ensuring a transparent process.
Ethical Financing
Financing is structured to be ethical and socially responsible.
Let's say you want to purchase a home for €300,000. HalalBank.nl purchases the property and leases it back to you with a profit margin of €50,000 over 20 years. Your monthly payments would be calculated based on this total amount, similar to a conventional mortgage, but without any interest charges.
Ethical Compliance
Our mortgages align with Islamic principles, ensuring peace of mind.
Fair Terms
We offer competitive and fair financing terms.
Transparent Process
The entire process is transparent, with no hidden fees or charges.
Community Support
By choosing HalalBank.nl, you support ethical and community-focused banking.
Learn more about Islamic Banking